Terms & Conditions

INTRODUCTION AND LEGALLY BINDING NATURE OF THESE TERMS

These Terms and Conditions (“Terms”) constitute a legally binding agreement between Kovus Fintech Solutions Pvt Ltd (“Kovus”, “we”, “our”, or “us”) and any person who accesses, browses, reads, or otherwise uses the website Crypy.ai (“Website”).

By accessing or using this Website, you expressly acknowledge, confirm, and agree that you have read, understood, and accepted these Terms in their entirety. Your continued use of the Website constitutes ongoing acceptance of these Terms, as amended from time to time.

If you do not agree with any part of these Terms, you must immediately discontinue use of the Website.

• ELIGIBILITY AND LEGAL CAPACITY

  Access to and use of this Website is permitted only to individuals who:

  • are 18 years of age or older, and
  • have the legal capacity to enter into a binding contract under applicable Indian laws.

  If you access or use the Website on behalf of an organisation or other legal entity, you confirm that you are duly authorised to bind such entity to these Terms.

• DESCRIPTION AND SCOPE OF WEBSITE SERVICES

  Crypy.ai is a digital publication and information platform that provides:

  • news articles relating to blockchain technology and digital assets,
  • general market commentary and analysis,
  • educational, informational, and editorial content,
  • industry insights, research commentary, and
  • sponsored or third-party content, where clearly disclosed.

  The Website functions strictly as a content and publishing platform and does not provide regulated services such as investment advice, portfolio management, brokerage services, custody services, or execution of transactions.

• NO FINANCIAL, INVESTMENT, OR PROFESSIONAL ADVICE

  All content published on the Website is provided solely for general informational and educational purposes.

  Nothing on Crypy.ai should be interpreted as:

  • financial advice,
  • investment advice,
  • trading advice,
  • legal advice,
  • tax advice, or
  • a recommendation or solicitation to buy, sell, hold, or invest in any digital asset or financial instrument.

  Users are solely responsible for conducting independent research and obtaining advice from qualified professionals before making any financial or investment decisions.

• DIGITAL ASSETS AND CRYPTOCURRENCY DISCLAIMER

  Cryptocurrencies, virtual digital assets, and related tokens are not recognised as legal tender in India.

  1. The regulatory framework relating to digital assets in India is evolving and subject to change without notice.

  2. Kovus does not:

     • promote, endorse, market, recommend, or solicit investment in any cryptocurrency or digital asset;
     • act as a broker, exchange, wallet provider, custodian, intermediary, or advisor;
     • facilitate buying, selling, holding, or transferring digital assets.

  3. Content relating to digital assets may involve risks, including but not limited to price volatility, technological risks, cybersecurity risks, and regulatory risks.

  4. Users acknowledge that any reliance on Website content is entirely at their own risk.

• LINKED SITES AND THIRD-PARTY CONTENT

  Our Website or App may contain links to other websites (Linked Sites) or third party content, which are not operated or created by Kovus. We have no control over the Linked Sites and third-party content and accept no responsibility for them or for any loss or damage that may arise from your use of them. Your use of or reliance on the Linked Sites or third-party content will be subject to the terms of use contained within each such Linked Site or applicable to such third-party content.

• USER CONDUCT AND RESPONSIBILITIES

  Users agree to use the Website in a lawful, responsible, and ethical manner.

  You agree that you shall not:

  • use the Website for any unlawful or prohibited purpose;
  • upload, publish, or transmit false, misleading, defamatory, obscene, or harmful material;
  • infringe intellectual property rights or proprietary rights of others;
  • interfere with the security, integrity, or proper functioning of the Website;
  • attempt unauthorised access to systems, servers, or databases;
  • use automated tools, bots, or scrapers without prior written approval.

• ACCOUNT REGISTRATION AND USER INFORMATION (IF APPLICABLE)

  Where the Website permits account creation or subscriptions:

  • users must provide accurate, current, and complete information;
  • users are responsible for maintaining confidentiality of login credentials;
  • all activities conducted through a user account shall be deemed authorised by the account holder.

  Kovus reserves the right to suspend or terminate accounts that provide inaccurate information or violate these Terms.

• TELEMARKETING, ELECTRONIC COMMUNICATIONS AND CONSENT

  Where applicable, Kovus may communicate with users via email, telephone, SMS, or other electronic means strictly in accordance with:

  • TRAI regulations on Unsolicited Commercial Communications (UCC),
  • applicable consumer protection laws, and
  • the Digital Personal Data Protection Act, 2023.

  Users may receive:

  • service-related communications,
  • administrative notices,
  • newsletters and updates (subject to consent and opt-out rights).
  • Endorsements from related entities

  Users retain the right to withdraw consent or unsubscribe from non-essential communications at any time.

• INTELLECTUAL PROPERTY RIGHTS

  All content on Crypy.ai, including text, graphics, logos, layout, videos, and design elements, is owned by or licensed to Krish Capital Pty.Ltd. and is protected under Indian intellectual-property laws.

  No content may be copied, reproduced, distributed, modified, or exploited for commercial purposes without prior written consent, except where permitted by law for personal, non-commercial use.

• THIRD-PARTY CONTENT, LINKS AND ADVERTISEMENTS

  The Website may contain links to third-party websites or third-party content, including sponsored material.

  Kovus:

  • does not control third-party websites or services;
  • makes no representations regarding accuracy or reliability of external content;
  • is not responsible for third-party privacy or security practices.

  Users access third-party content at their own discretion and risk.

  Kovus makes no warranty, guarantee or representation about:

  • The accuracy, reliability, completeness or timeliness of any information provided on or accessed via the Services;
  • The merchantability or fitness for a particular purpose of any of the products or Services referred to or accessed via the Website, the App or any Linked Sites;
  • The security of any information you transmit to Kovus; or
  • The Website, the App or any Linked Sites being free from viruses, the Services operating uninterrupted or error free and any errors or defects being corrected.

• SPONSORED AND PAID CONTENT DISCLOSURE

  Content that is sponsored, paid for, or supported by third parties will be clearly identified in accordance with ethical and legal standards. Such disclosure does not imply endorsement or approval by Kovus.

• PRIVACY AND DATA PROTECTION

  The collection, processing, storage, and use of personal data is governed by:

  • the Digital Personal Data Protection Act, 2023 and
  • the Website’s Privacy Policy, which forms an integral part of these Terms.

  Users are encouraged to review the Privacy Policy carefully before using the Website.

• LIMITATION OF LIABILITY

  To the maximum extent permitted by Indian law,

  • To the fullest extent permitted by law, Kovus, its directors, officers, employees, consultants, agents and affiliates are not liable for any loss or damage whatsoever, including but without limitation for any direct, indirect, special, consequential, punitive or incidental damages, or damages for loss of use, profits, data or other intangibles, damage to goodwill or reputation, which you may directly or indirectly suffer in connection with or arising out of or related to:
  • Your access to, or use or performance of, our Services, Website, the App or Linked Sites; or
  • Your access to or use or reliance on information provided in or accessed via our Services, Website, App or Linked Sites, irrespective of whether such damages were foreseeable or arise in contract, tort, equity, restitution, by statute, at common law or otherwise.

• INDEMNIFICATION

  Users agree to indemnify and hold harmless Kovus, its directors, employees, and affiliates from any claims, liabilities, losses, or expenses arising from:

  • Your access to and use of our Services, the Website, the App or any Linked Sites;
  • Reliance by you on any information provided on or accessed via our Services, the Website, the App or any Linked Site; or
  • Your breach of the Terms of Use.

  We have the right in our absolute discretion at any time and without notice (where acting reasonably) to amend, remove or vary the Services or any page of our Website or App.

• TERMINATION AND SUSPENSION OF ACCESS

  Kovus reserves the right to suspend, restrict, or permanently terminate access to the Website, with or without notice, where:

  • these Terms are violated;
  • continued access poses legal or operational risk;
  • required by law or regulatory authority.

• MODIFICATION OF TERMS

  Kovus may revise or update these Terms from time to time. Updated Terms shall become effective upon publication on the Website. Continued use constitutes acceptance of revised Terms.

• GOVERNING LAW AND JURISDICTION

  These Terms shall be governed by and interpreted in accordance with the laws of India. Courts located within Delhi shall have exclusive jurisdiction.

• GRIEVANCE REDRESSAL AND COMPLAINTS

  In accordance with Indian legal requirements, any grievance or complaint may be addressed to Grievance Officer at: [email protected]

• CONTACT DETAILS

  For general or legal enquiries:

  Email: [email protected]

YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF USE, UNDERSTAND THE TERMS OF USE, AND WILL BE BOUND BY THESE TERMS OF USE.